WorldPoints Mastercard

Earn great rewards.

Apply for a Norwegian Cruise Line MasterCard® credit card with WorldPoints® rewards and get 10,000 bonus points after your first qualifying transaction.

That's good for:

  • $100 On Board Credit
  • or $100 off your next cruise

Don't have a card yet?


Apply Now

Introducing the Freestyle way to earn great rewards.

Open yourself up to a whole new world of opportunity with WorldPoints® rewards such as travel, merchandise, gift certificates and Freestyle Cruising®. And right now, you'll receive 10,000 bonus points after you make a qualifying transaction. This offer is for a limited time , take advantage today!

Redeem Your Rewards For:

  • Exclusive redemption opportunities for last minute sailings, and other special cruise offers
  • Stateroom upgrades, travel discounts and on-board credits
  • Any of the other rewards available exclusively to WorldPoints cardholders
  • Car rentals, hotel stays, name brand merchandise or gift certificates to over 100 top retailers - you choose the rewards that matter most to you

Take Advantages of Benefits Such As:

  • A low introductory APR offer and no annual fee †
  • Double points for every qualifying dollar you spend with NCL§
  • One point for every dollar you spend in net retail purchases§
  • Concierge service for hard to find sports, theatre and concert tickets, dining reservations, and more
  • Auto Rental Insurance**

† For information about rates, fees, other costs and benefits associated with the use of this credit card, please see the "Terms & Conditions". This credit card program is issued and administered by FIA Card Services, N.A.

Freestyle Cruising With WorldPoints® Rewards

Rewards Points
Triple Play chips 1,000
Slots/ Blackjack Tournament 2,000
Slot Play $100 at 50% 5,000
$50 on–board credit 5,000
Poker Tournament 6,000
Up to 2-category upgrade on cruises 5-days or longer 10,000
$100 on-board credit 10,000
$100 off any cruise 10,000
Up to 4-category upgrade on cruises 5-days or longer 20,000
$200 off any cruise 20,000
$250 on-board credit 25,000
Inside to oceanview or oceanview to Balcony upgrade 30,000
$500 off any cruise 50,000
$500 on-board credit 50,000
$1000 on-board credit 100,000
Exclusive Cruise Specials: Points
Coming Soon!
3- or 4–day Bahamas cruise for two:* Points
Inside Stateroom 60,000
Outside Stateroom 70,000
Balcony Stateroom 90,000
3rd – 8th additional guest 15,000
*Includes all applicable government taxes & fees
7-day Caribbean or Mexican Riviera cruise for two:* Points
Inside Stateroom 137,900
Outside Stateroom 157,900
Balcony Stateroom 227,900
3rd – 8th additional guest 40,000
*Includes all applicable government taxes & fees
NCL WorldPoints offer Terms & Conditions

Apply Now

Automatic savings with Keep the Change®

As a Norwegian Cruise Line customer, you'll get automatic savings when you enroll in the Keep the Change® program. Every debit card purchase you make is rounded up to the next dollar, and the difference is transferred from your checking to your savings account. Bank of America will match 5% of your transfers, up to $250 every year. And to help you get started, your transfers will be matched 100% for the first three months.

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